Consumer Credit Counseling Service (CCCS)

Get a Grip on Your Money - Serving the community since 1982

OUR GOAL
Our goal is to help you: develop a common-sense budget, restructure your debt so you can repay it and understand credit issues. We offer a variety of programs to meet your financial goals.

BUDGETING AND DEBT MANAGEMENT PROGRAM

In this program, your budget is restructured allowing you to repay your debt. This often serves as an alternative to bankruptcy and a counselor will: analyze your total debt, negotiate payments acceptable to your creditors, and allow you to make just one payment to CCCS.

CCCS serves the dual role of developing a program for you to repay your debts while helping creditors collect money owed them.

HOUSING COUNSELING

CCCS is a HUD certified housing counseling agency.
A certified counselor will:

• review advantages and disadvantages of home-ownership,
• advise you on the amount of mortgage suitable to your income,
• educate you on steps leading toward home-ownership,
• analyze credit issues affecting home-ownership.
• CCCS also offers: reverse mortgage counseling options for those behind in mortgage or rent and other housing issues.

CREDIT REPORT COUNSELING
Your credit report can be pulled upon request. 
A financial counselor will:

• review and explain items on your credit report,
• develop a plan to help you establish good credit,
• assist you in disputing errors.

CONSUMER EDUCATION
CCCS presents a wide range of educational programs tailored specifically to your requests.
Popular topics include:

• Too Much Month, Not Enough Money?
• What are Your Creditors Saying About You?
• A Home of Your Own
• Unemployed - Now What?
• Divorced? Who's Responsible for the Debt?

Florida Hardest-Hit: Please Use Referral Code 28071